/* Energiefinanz Holding eG – Genossenschaftsseite
   Reines CSS, keine Frameworks, Fonts selbst gehostet. */

@font-face {
  font-family: "Inter";
  src: url("../fonts/inter-latin-var.woff2") format("woff2-variations"), url("../fonts/inter-latin-var.woff2") format("woff2");
  font-weight: 100 900;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: "Space Grotesk";
  src: url("../fonts/spacegrotesk-var.woff2") format("woff2-variations"), url("../fonts/spacegrotesk-var.woff2") format("woff2");
  font-weight: 300 700;
  font-style: normal;
  font-display: swap;
}

:root {
  /* Farben aus dem Genossenschafts-Logo */
  --navy: #15385a;
  --navy-deep: #0e2740;
  --blue: #1c84c6;
  --blue-soft: #e4f1fa;
  --teal: #22b4d6;
  --green: #4f9d2f;
  --green-light: #8bc34a;
  --green-soft: #e9f5e1;
  --orange: #f26d21;
  --orange-soft: #fdeadf;
  --ink: #15283a;
  --ink-soft: #4b5c6b;
  --line: #d9e2ea;
  --bg: #f5f8fb;
  --card: #ffffff;
  --radius: 18px;
  --radius-sm: 10px;
  --shadow: 0 10px 30px rgba(21, 56, 90, 0.10);
  --shadow-lg: 0 24px 60px rgba(21, 56, 90, 0.18);
  --font-head: "Space Grotesk", "Inter", system-ui, sans-serif;
  --font-body: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --max: 1180px;
  --gutter: clamp(16px, 4vw, 40px);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  overflow-x: hidden;
}
img, svg, video { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.12; margin: 0 0 .5em; color: var(--navy); letter-spacing: -0.02em; }
h1 { font-size: clamp(2.3rem, 5.4vw, 4.1rem); font-weight: 700; }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.5rem); font-weight: 700; }
h3 { font-size: 1.25rem; font-weight: 600; }
p { margin: 0 0 1em; }
.lead { font-size: clamp(1.05rem, 1.6vw, 1.3rem); color: var(--ink-soft); }
.muted { color: var(--ink-soft); }
.small { font-size: .9rem; }
.kicker {
  display: inline-block;
  font-family: var(--font-head);
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--green);
  margin-bottom: .8rem;
}
.container { width: min(100% - 2 * var(--gutter), var(--max)); margin-inline: auto; }
.section { padding: clamp(56px, 9vw, 110px) 0; position: relative; }
.section-tight { padding: clamp(36px, 6vw, 70px) 0; }
.section-head { max-width: 760px; margin-bottom: clamp(28px, 5vw, 56px); }
.section-head.center { margin-inline: auto; text-align: center; }
.bg-white { background: var(--card); }
.bg-navy { background: linear-gradient(160deg, var(--navy-deep), var(--navy) 60%, #1a4a74); color: #fff; }
.bg-navy h2, .bg-navy h3 { color: #fff; }
.bg-navy .lead, .bg-navy .muted { color: #c7d7e6; }
.bg-navy .kicker { color: var(--green-light); }

/* Skip-Link */
.skip { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 8px 14px; border-radius: 8px; z-index: 100; }
.skip:focus { left: 8px; }

/* Vorschau-Hinweis (per JS überall außer auf energiefinanz.online sichtbar) */
.preview-ribbon {
  display: none;
  background: var(--orange);
  color: #fff;
  text-align: center;
  font-size: .85rem;
  padding: 6px 12px;
}
.preview-ribbon strong { font-weight: 700; }
body.is-preview .preview-ribbon { display: block; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .92);
  backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid transparent;
  transition: border-color .3s, box-shadow .3s;
}
.site-header.scrolled { border-color: var(--line); box-shadow: 0 4px 24px rgba(21, 56, 90, .08); }
.nav { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 76px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--navy); font-family: var(--font-head); font-weight: 700; line-height: 1.1; }
.brand:hover { text-decoration: none; }
.brand img { width: 46px; height: 46px; }
.brand span { display: block; font-size: 1.02rem; }
.brand small { display: block; font-size: .72rem; font-weight: 500; color: var(--ink-soft); letter-spacing: .08em; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: clamp(10px, 2vw, 26px); list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--ink); font-weight: 500; font-size: .95rem; padding: 6px 2px; border-bottom: 2px solid transparent; }
.nav-links a:hover { text-decoration: none; border-color: var(--green-light); }
.nav-toggle { display: none; background: none; border: 1px solid var(--line); border-radius: 10px; width: 44px; height: 44px; cursor: pointer; }
.nav-toggle span { display: block; width: 20px; height: 2px; background: var(--navy); margin: 4px auto; transition: transform .3s, opacity .3s; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font-family: var(--font-head); font-weight: 700; font-size: 1rem;
  padding: 14px 24px; border-radius: 999px; border: 2px solid transparent;
  cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s, color .2s;
  text-decoration: none !important; white-space: nowrap;
}
.btn-primary { background: linear-gradient(135deg, #5caf38, #428727); color: #fff; box-shadow: 0 8px 20px rgba(79, 157, 47, .35); }
.btn-primary:hover { background: linear-gradient(135deg, #52a131, #3a7a22); transform: translateY(-2px); box-shadow: 0 12px 26px rgba(79, 157, 47, .4); }
.btn svg { width: 18px; height: 18px; flex: none; transition: transform .2s; }
.btn:hover svg { transform: translateX(3px); }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; transform: translateY(-2px); }
.bg-navy .btn-outline { border-color: #fff; color: #fff; }
.bg-navy .btn-outline:hover { background: #fff; color: var(--navy); }
.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.btn-sm { padding: 10px 18px; font-size: .9rem; }
.btn-block { width: 100%; }

/* Hero: dunkel, bildstark */
.hero { position: relative; overflow: hidden; padding: clamp(56px, 8vw, 120px) 0 clamp(96px, 11vw, 150px); background: var(--navy-deep); color: #fff; isolation: isolate; }
.hero-bg { position: absolute; inset: 0; z-index: -2; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 30%; opacity: .82; transform: scale(1.04); animation: heroZoom 18s ease-out forwards; }
@keyframes heroZoom { to { transform: scale(1); } }
.hero::before {
  content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none;
  background:
    linear-gradient(90deg, var(--navy-deep) 0%, rgba(14, 39, 64, .97) 34%, rgba(14, 39, 64, .62) 52%, rgba(14, 39, 64, .18) 72%, rgba(14, 39, 64, .08) 100%),
    linear-gradient(180deg, rgba(14, 39, 64, .35), rgba(14, 39, 64, 0) 30%, rgba(14, 39, 64, .85) 100%);
}
.hero::after {
  content: ""; position: absolute; inset: 0; z-index: -1; pointer-events: none; opacity: .35;
  background-image: radial-gradient(rgba(255,255,255,.12) 1px, transparent 1px);
  background-size: 26px 26px;
  mask-image: linear-gradient(180deg, rgba(0,0,0,.6), transparent 70%);
  -webkit-mask-image: linear-gradient(180deg, rgba(0,0,0,.6), transparent 70%);
}
.hero-grid { position: relative; display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(32px, 6vw, 80px); align-items: stretch; min-height: 600px; }
.hero-copy { align-self: center; }
.hero .compare { align-self: end; max-width: 440px; justify-self: end; width: 100%; }
.hero .kicker { color: var(--green-light); }
.hero h1 { margin-bottom: .55em; color: #fff; }
.hero h1 .a { color: #9fb3c6; font-weight: 500; display: block; font-size: .56em; margin-bottom: .4em; letter-spacing: -0.01em; }
.hero h1 .b { color: #fff; display: block; }
.hero h1 .b mark { background: linear-gradient(transparent 58%, rgba(139, 195, 74, .75) 58%); color: inherit; padding: 0 .08em; }
.hero .lead { color: #c7d7e6; max-width: 560px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0 22px; }
.hero .btn-outline { border-color: rgba(255,255,255,.7); color: #fff; }
.hero .btn-outline:hover { background: #fff; color: var(--navy); border-color: #fff; }
.hero-trust { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 22px; font-size: .88rem; color: #c7d7e6; }
.hero-trust li { display: flex; align-items: center; gap: 8px; }
.hero-trust svg { width: 18px; height: 18px; color: var(--green-light); flex: none; }

/* Vergleichskarte A/B (animiert) */
.compare { position: relative; }
.compare-card {
  background: rgba(255,255,255,.96); border-radius: var(--radius); box-shadow: 0 30px 80px rgba(0, 0, 0, .45), 0 0 0 1px rgba(255,255,255,.4) inset;
  padding: 24px; border: 1px solid rgba(255,255,255,.6); backdrop-filter: blur(12px);
}
.compare { animation: floatIn .9s cubic-bezier(.2,.8,.2,1) both; }
@keyframes floatIn { from { opacity: 0; transform: translateY(28px) scale(.98); } to { opacity: 1; transform: none; } }
.compare-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px; }
.compare-head h3 { margin: 0; font-size: 1rem; color: var(--ink-soft); font-weight: 600; }
.compare-switch { display: inline-flex; background: var(--bg); border-radius: 999px; padding: 4px; border: 1px solid var(--line); }
.compare-switch button {
  border: 0; background: transparent; padding: 7px 14px; border-radius: 999px; font: 600 .85rem var(--font-head); color: var(--ink-soft); cursor: pointer; transition: background .25s, color .25s;
}
.compare-switch button.active { background: var(--navy); color: #fff; }
.compare-switch button.active.is-b { background: var(--green); }
.flow { display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 10px; }
.flow-box { text-align: center; padding: 14px 8px; border-radius: var(--radius-sm); background: var(--bg); border: 1px solid var(--line); }
.flow-box strong { display: block; font-family: var(--font-head); font-size: .95rem; color: var(--navy); }
.flow-box small { color: var(--ink-soft); font-size: .78rem; }
.flow-box .icon { width: 38px; height: 38px; margin: 0 auto 6px; color: var(--blue); }
.flow-arrow { position: relative; width: 70px; height: 40px; }
.flow-arrow svg { width: 100%; height: 100%; color: var(--line); }
.coin {
  position: absolute; top: 50%; left: 0; width: 16px; height: 16px; margin-top: -8px; border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #ffe28a, #e0a500 70%); box-shadow: 0 2px 4px rgba(0,0,0,.25);
  animation: coinA 2.2s linear infinite; opacity: 0;
}
.coin:nth-child(2) { animation-delay: .55s; }
.coin:nth-child(3) { animation-delay: 1.1s; }
.coin:nth-child(4) { animation-delay: 1.65s; }
@keyframes coinA { 0% { left: 0; opacity: 0; } 10% { opacity: 1; } 90% { opacity: 1; } 100% { left: calc(100% - 16px); opacity: 0; } }
.compare.is-b .coin.back { animation-name: coinB; }
.compare .coin.back { display: none; }
.compare.is-b .coin.back { display: block; }
@keyframes coinB { 0% { left: calc(100% - 16px); opacity: 0; } 10% { opacity: 1; } 90% { opacity: 1; } 100% { left: 0; opacity: 0; } }
.compare-result { margin-top: 16px; padding: 14px 16px; border-radius: var(--radius-sm); background: var(--orange-soft); color: #8a3d0c; font-size: .95rem; transition: background .3s, color .3s; }
.compare.is-b .compare-result { background: var(--green-soft); color: #2c5e16; }
.compare-result strong { font-family: var(--font-head); }
.compare-badge { position: absolute; top: -14px; right: 22px; background: var(--orange); color: #fff; font: 700 .75rem var(--font-head); letter-spacing: .08em; text-transform: uppercase; padding: 6px 12px; border-radius: 999px; box-shadow: var(--shadow); }
.compare.is-b .compare-badge { background: var(--green); }

/* Fakten-Leiste (ueberlappt den Hero) */
.facts-wrap { position: relative; z-index: 2; margin-top: clamp(-64px, -6vw, -40px); padding-bottom: clamp(8px, 2vw, 20px); }
.facts { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.fact { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 22px; display: flex; gap: 14px; align-items: center; box-shadow: var(--shadow); transition: transform .25s, box-shadow .25s; }
.fact:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.fact svg { width: 48px; height: 48px; flex: none; color: var(--blue); background: var(--blue-soft); border-radius: 14px; padding: 11px; }
.fact strong { display: block; font-family: var(--font-head); color: var(--navy); font-size: 1.05rem; line-height: 1.2; }
.fact span { font-size: .85rem; color: var(--ink-soft); }

/* Dreiklang */
.triad { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.triad-card { background: var(--card); border-radius: var(--radius); padding: 28px; border-top: 6px solid var(--line); box-shadow: var(--shadow); position: relative; }
.triad-card.t1 { border-top-color: #9aa8b5; }
.triad-card.t2 { border-top-color: var(--green); background: linear-gradient(180deg, #fff, #f3faee); box-shadow: var(--shadow-lg); }
@media (min-width: 1001px) { .triad-card.t2 { transform: translateY(-14px) scale(1.03); z-index: 1; } .js .triad-card.t2.reveal.in { transform: translateY(-14px) scale(1.03); } }
.triad-card.t2 .triad-num { background: var(--green); }
.triad-card.t2 .big { color: var(--green); }
.triad-tag { position: absolute; top: -14px; right: 20px; background: var(--green); color: #fff; font: 700 .72rem var(--font-head); letter-spacing: .08em; text-transform: uppercase; padding: 5px 12px; border-radius: 999px; box-shadow: var(--shadow); }
.triad-card { transition: transform .3s, box-shadow .3s; }
.triad-card:hover { box-shadow: var(--shadow-lg); }
.triad-card.t3 { border-top-color: var(--orange); }
.triad-num { position: absolute; top: -18px; left: 24px; width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font: 700 1rem var(--font-head); }
.triad-card h3 { margin-top: 10px; }
.triad-card .big { font-family: var(--font-head); font-size: 2rem; font-weight: 700; color: var(--navy); margin: 8px 0 4px; }
.triad-card.t3 .big { color: var(--green); }

/* Genossenschaft erklärt */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px, 5vw, 64px); align-items: center; }
.split figure { margin: 0; position: relative; }
.split figure::before { content: ""; position: absolute; inset: 18px -18px -18px 18px; border-radius: var(--radius); background: linear-gradient(135deg, var(--green-soft), var(--blue-soft)); z-index: -1; }
.split figure img { border-radius: var(--radius); box-shadow: var(--shadow-lg); aspect-ratio: 4/3; object-fit: cover; }
.float-card { position: absolute; left: -18px; bottom: -22px; background: var(--card); border-radius: var(--radius-sm); padding: 14px 18px; box-shadow: var(--shadow-lg); border: 1px solid var(--line); max-width: 260px; }
.float-card strong { display: block; font-family: var(--font-head); color: var(--navy); }
.float-card small { color: var(--ink-soft); }
.checks { list-style: none; padding: 0; margin: 20px 0 0; display: grid; gap: 14px; }
.checks li { display: flex; gap: 12px; align-items: flex-start; }
.checks svg { flex: none; width: 24px; height: 24px; color: var(--green); margin-top: 2px; }
.checks strong { color: var(--navy); }

/* Beispiel */
.example { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(24px, 4vw, 56px); align-items: start; }
.example-table { width: 100%; border-collapse: collapse; background: var(--card); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.example-table th, .example-table td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
.example-table th { background: var(--navy); color: #fff; font-family: var(--font-head); font-weight: 600; font-size: .9rem; }
.example-table td:last-child, .example-table th:last-child { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; }
.example-table td small { display: block; color: var(--ink-soft); font-size: .82rem; }
.example-table tfoot td { font-weight: 700; color: var(--navy); background: var(--green-soft); border-bottom: 0; }
.example-table tfoot tr.once td { background: var(--blue-soft); }
.example-table .once-badge, .example-table .recur-badge { display: inline-block; font-size: .7rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 2px 8px; border-radius: 999px; margin-left: 6px; vertical-align: middle; }
.once-badge { background: var(--blue-soft); color: var(--blue); }
.recur-badge { background: var(--green-soft); color: var(--green); }
.stat-stack { display: grid; gap: 16px; }
.stat { background: var(--card); border-radius: var(--radius); padding: 22px 24px; box-shadow: var(--shadow); border-left: 6px solid var(--green); }
.stat.alt { border-left-color: var(--blue); }
.stat.accent { background: linear-gradient(135deg, var(--navy), #1a4a74); color: #fff; border-left-color: var(--green-light); }
.stat .num { font-family: var(--font-head); font-size: clamp(1.9rem, 3vw, 2.6rem); font-weight: 700; color: var(--navy); line-height: 1; font-variant-numeric: tabular-nums; }
.stat.accent .num { color: #fff; }
.stat .lbl { color: var(--ink-soft); font-size: .95rem; margin-top: 6px; }
.stat.accent .lbl { color: #c7d7e6; }
.chart { display: flex; align-items: flex-end; gap: 3px; height: 72px; margin: 16px 0 6px; }
.chart i { flex: 1; display: block; background: rgba(255,255,255,.3); border-radius: 3px 3px 0 0; transform-origin: bottom; transform: scaleY(0); transition: transform .9s cubic-bezier(.2,.8,.2,1); }
.chart i:last-child { background: var(--green-light); }
.chart.in i { transform: none; }
.chart-axis { display: flex; justify-content: space-between; font-size: .75rem; color: #9fb3c6; }
.disclaimer { font-size: .82rem; color: var(--ink-soft); margin-top: 18px; padding: 14px 16px; border-radius: var(--radius-sm); background: var(--card); border: 1px dashed var(--line); }

/* Rechner */
.calc { background: var(--card); border-radius: var(--radius); box-shadow: var(--shadow-lg); padding: clamp(22px, 4vw, 40px); display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(24px, 4vw, 48px); }
.calc-field { margin-bottom: 22px; }
.calc-field label { display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: var(--navy); margin-bottom: 8px; gap: 12px; }
.lbl-ic { display: flex; align-items: center; gap: 10px; }
.lbl-ic img { width: 40px; height: 40px; border-radius: 10px; flex: none; }
.calc-field label output { font-family: var(--font-head); color: var(--blue); font-variant-numeric: tabular-nums; white-space: nowrap; }
.calc-field small { display: block; color: var(--ink-soft); font-size: .82rem; margin-top: 6px; }
input[type="range"] { width: 100%; accent-color: var(--green); height: 6px; cursor: pointer; }
.calc-result { background: linear-gradient(160deg, var(--navy-deep), var(--navy)); color: #fff; border-radius: var(--radius); padding: 28px; display: flex; flex-direction: column; justify-content: center; gap: 18px; }
.calc-result .kicker { color: var(--green-light); margin-bottom: 0; }
.calc-result .num { font-family: var(--font-head); font-size: clamp(2.4rem, 4vw, 3.4rem); font-weight: 700; line-height: 1; font-variant-numeric: tabular-nums; }
.calc-result .row { display: flex; justify-content: space-between; gap: 12px; border-top: 1px solid rgba(255,255,255,.15); padding-top: 12px; font-size: .95rem; color: #c7d7e6; }
.calc-result .row b { color: #fff; font-variant-numeric: tabular-nums; white-space: nowrap; }
.calc-result .row.versus { color: #f7b58f; }
.calc-result .row.versus b { color: #f7b58f; text-decoration: line-through; text-decoration-thickness: 2px; }
.calc-result .num.pulse { animation: pulse .35s ease; }
@keyframes pulse { 50% { transform: scale(1.04); color: var(--green-light); } }

/* Zwei Wege */
.ways { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.way { background: var(--card); border-radius: var(--radius); box-shadow: var(--shadow); padding: clamp(24px, 3vw, 36px); display: flex; flex-direction: column; border: 1px solid var(--line); position: relative; overflow: hidden; transition: transform .3s, box-shadow .3s; }
.way:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.way::after { content: ""; position: absolute; right: -40px; top: -40px; width: 160px; height: 160px; border-radius: 50%; background: var(--green-soft); z-index: 0; }
.way.alt::after { background: var(--blue-soft); }
.way > * { position: relative; z-index: 1; }
.way-ic { position: absolute; right: 22px; top: 22px; width: 72px; height: 72px; border-radius: 20px; background: #fff; box-shadow: var(--shadow); padding: 6px; }
.way .kicker, .way h3 { padding-right: 90px; }
.way .kicker { margin-bottom: .4rem; }
.way.alt .kicker { color: var(--blue); }
.steps { list-style: none; counter-reset: s; padding: 0; margin: 18px 0 24px; display: grid; gap: 12px; }
.steps li { counter-increment: s; display: flex; gap: 14px; align-items: flex-start; }
.steps li::before { content: counter(s); flex: none; width: 30px; height: 30px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font: 700 .9rem var(--font-head); }
.way .actions { margin-top: auto; display: flex; flex-wrap: wrap; gap: 12px; }

/* Vertrauen */
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.trust { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); padding: 24px; transition: background .3s, transform .3s; }
.trust:hover { background: rgba(255,255,255,.1); transform: translateY(-3px); }
.bg-navy::after { content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .25; background-image: radial-gradient(rgba(255,255,255,.14) 1px, transparent 1px); background-size: 26px 26px; }
.bg-navy > .container { position: relative; z-index: 1; }
.trust svg { width: 36px; height: 36px; color: var(--green-light); margin-bottom: 12px; }
.trust h3 { font-size: 1.1rem; }
.trust p { color: #c7d7e6; font-size: .95rem; margin: 0; }

/* FAQ */
.faq { max-width: 820px; margin-inline: auto; display: grid; gap: 12px; }
.faq details { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 0 20px; transition: box-shadow .2s; }
.faq details[open] { box-shadow: var(--shadow); }
.faq summary { cursor: pointer; list-style: none; padding: 18px 36px 18px 0; font-family: var(--font-head); font-weight: 600; color: var(--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 14px; width: 28px; height: 28px; border-radius: 50%; background: var(--green-soft); color: var(--green); display: grid; place-items: center; font-weight: 700; transition: transform .25s; }
.faq details[open] summary::after { content: "–"; transform: rotate(180deg); }
.faq details p { padding-bottom: 18px; margin: 0; color: var(--ink-soft); }

/* Kontakt / Formular */
.contact { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(24px, 4vw, 56px); align-items: start; }
.contact-info { display: grid; gap: 16px; }
.contact-info img { border-radius: var(--radius); box-shadow: var(--shadow); aspect-ratio: 16/10; object-fit: cover; }
.timeline { list-style: none; padding: 0; margin: 0; display: grid; gap: 0; }
.timeline li { display: grid; grid-template-columns: 34px 1fr; gap: 12px; position: relative; padding-bottom: 14px; }
.timeline li::before { content: ""; position: absolute; left: 16px; top: 30px; bottom: 0; width: 2px; background: var(--line); }
.timeline li:last-child::before { display: none; }
.timeline i { width: 34px; height: 34px; border-radius: 50%; background: var(--green-soft); color: var(--green); display: grid; place-items: center; font: 700 .9rem var(--font-head); font-style: normal; }
.timeline strong { display: block; color: var(--navy); font-family: var(--font-head); }
.timeline span { font-size: .9rem; color: var(--ink-soft); }
.contact-info .card { background: var(--card); border-radius: var(--radius); padding: 22px 24px; box-shadow: var(--shadow); }
.contact-info .card strong { display: block; color: var(--navy); font-family: var(--font-head); margin-bottom: 4px; }
.form { background: var(--card); border-radius: var(--radius); box-shadow: var(--shadow-lg); padding: clamp(22px, 3vw, 36px); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-grid .full { grid-column: 1 / -1; }
.field label { display: block; font-weight: 600; font-size: .9rem; color: var(--navy); margin-bottom: 6px; }
.field input, .field select, .field textarea {
  width: 100%; font: inherit; padding: 12px 14px; border: 1px solid var(--line); border-radius: var(--radius-sm); background: #fff; color: var(--ink); transition: border-color .2s, box-shadow .2s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 4px rgba(28, 132, 198, .15); }
.field textarea { min-height: 120px; resize: vertical; }
.field.error input, .field.error select, .field.error textarea { border-color: #c0392b; }
.field .hint { display: none; font-size: .8rem; color: #c0392b; margin-top: 4px; }
.field.error .hint { display: block; }
.choice { display: flex; gap: 10px; align-items: flex-start; font-size: .9rem; color: var(--ink-soft); }
.choice input { margin-top: 4px; width: 18px; height: 18px; accent-color: var(--green); flex: none; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-status { margin-top: 14px; padding: 14px 16px; border-radius: var(--radius-sm); display: none; font-size: .95rem; }
.form-status.ok { display: block; background: var(--green-soft); color: #2c5e16; }
.form-status.err { display: block; background: #fdecea; color: #8a1c12; }

/* Footer */
.site-footer { background: var(--navy-deep); color: #b9c9d8; padding: 56px 0 28px; font-size: .92rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 36px; }
.site-footer h4 { color: #fff; font-size: .95rem; margin-bottom: 12px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-footer a { color: #d6e2ee; }
.site-footer .brand { color: #fff; margin-bottom: 12px; }
.site-footer .brand small { color: #9fb3c6; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); padding-top: 20px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; font-size: .82rem; color: #8ea2b6; }

/* Unterseiten */
.page-head { position: relative; overflow: hidden; background: linear-gradient(160deg, var(--navy-deep), var(--navy) 60%, #1a4a74); color: #fff; padding: clamp(48px, 7vw, 90px) 0 clamp(40px, 5vw, 64px); }
.page-head::after { content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .25; background-image: radial-gradient(rgba(255,255,255,.14) 1px, transparent 1px); background-size: 26px 26px; }
.page-head > .container { position: relative; z-index: 1; }
.page-head h1 { color: #fff; }
.page-head .kicker { color: var(--green-light); }
.page-head .lead { color: #c7d7e6; }
.prose { max-width: 820px; }
.prose h2 { font-size: 1.5rem; margin-top: 2em; }
.prose h3 { font-size: 1.15rem; margin-top: 1.6em; }
.prose ul { padding-left: 1.2em; }
.prose address { font-style: normal; }

/* Scroll-Reveal */
.js .reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.js .reveal.in { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: .1s; } .reveal.d2 { transition-delay: .2s; } .reveal.d3 { transition-delay: .3s; }

/* CTA-Band */
.cta-band { background: linear-gradient(120deg, var(--green), #6fb43f); color: #fff; border-radius: var(--radius); padding: clamp(28px, 4vw, 48px); display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 20px; box-shadow: var(--shadow-lg); }
.cta-band h2 { color: #fff; margin: 0 0 6px; font-size: clamp(1.4rem, 2.6vw, 2rem); }
.cta-band p { margin: 0; color: #eaf7df; }

/* Sticky CTA (nur mobil, per JS eingeblendet) */
.sticky-cta { position: fixed; left: 12px; right: 12px; bottom: 12px; z-index: 60; display: none; transform: translateY(120%); transition: transform .35s cubic-bezier(.2,.8,.2,1); box-shadow: 0 14px 40px rgba(14,39,64,.35); }
.sticky-cta.show { transform: none; }
@media (max-width: 760px) { .sticky-cta { display: inline-flex; } }

/* Responsive */
@media (max-width: 1000px) {
  .hero-grid, .split, .example, .calc, .contact, .ways { grid-template-columns: 1fr; }
  .facts { grid-template-columns: repeat(2, 1fr); }
  .triad, .trust-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .float-card { left: 12px; bottom: -16px; }
  .hero-grid { min-height: 0; }
  .hero .compare { max-width: none; justify-self: stretch; }
  .hero-bg img { object-position: 60% 40%; opacity: .35; }
  .hero::before { background: linear-gradient(180deg, rgba(14,39,64,.85), rgba(14,39,64,.95) 60%, var(--navy-deep)); }
  .split figure::before { display: none; }
}
@media (max-width: 760px) {
  .nav-links {
    display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; flex-direction: column; align-items: stretch; padding: 12px var(--gutter) 20px; border-bottom: 1px solid var(--line); box-shadow: 0 20px 40px rgba(21,56,90,.12);
  }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 12px 0; border-bottom: 1px solid var(--line); }
  .nav-links .btn { margin-top: 8px; }
  .nav-toggle { display: block; }
  .nav-toggle.open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
  .nav-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-toggle.open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
  .facts, .form-grid, .footer-grid { grid-template-columns: 1fr; }
  .flow { grid-template-columns: 1fr; }
  .flow-arrow { width: 40px; height: 56px; margin: 0 auto; transform: rotate(90deg); }
  .btn { white-space: normal; text-align: center; }
  .hero-actions .btn { width: 100%; }
  body { font-size: 16px; }
  .calc-result { padding: 22px 18px; }
  .calc-result .row { font-size: .9rem; }
  /* Beispieltabelle als Karten */
  .example-table, .example-table tbody, .example-table tfoot, .example-table tr, .example-table td { display: block; }
  .example-table thead { display: none; }
  .example-table tbody tr { padding: 14px 16px; border-bottom: 1px solid var(--line); }
  .example-table td { padding: 0; border: 0; text-align: left !important; white-space: normal !important; }
  .example-table td:first-child { font-weight: 600; color: var(--navy); margin-bottom: 8px; }
  .example-table td:first-child small { font-weight: 400; margin-top: 2px; }
  .example-table td:nth-child(2) { font-size: .9rem; color: var(--ink-soft); }
  .example-table td:nth-child(2)::before { content: "Provision an die Genossenschaft: "; }
  .example-table td:nth-child(3) { margin-top: 6px; font-weight: 700; color: var(--navy); font-size: 1.05rem; }
  .example-table td:nth-child(3)::before { content: "Anteil: "; font-weight: 500; color: var(--ink-soft); font-size: .9rem; }
  .example-table tfoot tr { display: flex; justify-content: space-between; gap: 12px; padding: 14px 16px; }
  .example-table tfoot td { padding: 0; background: transparent !important; font-size: 1rem; }
  .example-table tfoot td::before { content: none !important; }
  .example-table tfoot td:last-child { white-space: nowrap !important; font-size: 1.1rem; }
  .example-table tfoot tr { background: var(--green-soft); }
  .example-table tfoot tr.once { background: var(--blue-soft); }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal, .js .reveal { opacity: 1; transform: none; transition: none; }
  .coin { animation: none; opacity: 0; }
  .hero-bg img, .compare { animation: none; }
  .chart i { transition: none; transform: none; }
  .btn:hover { transform: none; }
}